I Just Have To Say It

I may have to impose a self ban on the news for now. Look, I get that we are in a mess here but really I can't understand why the obvious ideas aren't being tried. I am so absolutely frustrated at the lack of common sense I may actually explode. The pressure from all the stupid is building.
Let's talk housing---All the banks that took bail out money should lower the interest rate to 4% across the board. I don't care if it slightly helps those who bought over their head. The CEO's and other key people making bundles of money take a pay cut down to 50k yearly. If they can't afford their lifestyle on that then they can sell houses and reduce like the rest of us. They should have to have a matching system where if they take 5 billion dollars they have to attempt to reduce their pay and perks to at least half that much.
U.S. deficit---When companies are broke the first thing to go are perks and pension funds. Let's cut out all the pension funds for the Senate and the House. They just got a pay increase so let's cut that too. They should make no more than the average American worker which is 45k not six figures like they want you to think. Don't think that would make a dent? You'd be shocked.
Taxes----flat taxes for everybody. It's a basic business idea. KISS-keep it simple stupid. We wouldn't need to pay the IRS for the brain surgery they have to do to figure out who is paying what. We could reduce the department to a few lawyers and some law enforcers. Don't pay then they take all your stuff until the debt is paid back including your government job. Let's make that a law--if you don't pay your taxes you can't have any position with the government on any level national, state or city.
Wall Street? I'll tell you what, you guarantee me that there is at least 85% ethical people working in the financial district and I'll think about handing over my very hard earned money for you to "play" with. The lesson here is, if you screw over the American people they tend not to trust you anymore. I think We the People should only invest in the companies who invest in the people(you know like jobs and benefits, stuff like that)---this would mean that most of the bigger corps would be screwed just we have been for the last 15 or so years.
Healthcare---no more insurance lobbies. Get rid of HIPPA and save some trees. Make the insurance companies actually pay for claims by the people who currently have insurance so they can afford to keep paying the premiums. Does anyone else see the cycle here?
We don't want socialized medicine. Nursing homes are socialized medicine and going into one of them will break your heart and make you think you exited the U.S. somewhere along the way. Offer group insurance that is affordable for families and individuals.
Simplicity will cure this. I know it will because turning everything into brain surgery is what broke it. Talking heads want the people of this country to think we are not bright enough to understand. Well, we are bright enough to see that laziness, greed and bad behavior got us here. We are also bright enough to know how to mange our own money and be decent honest people. I think that is the real problem---the American people can't think like greedy B*st*rds so naturally Washingto thinks we are too dumb to fix what they screwed up.
I feel much better. Thank you for letting me vent. Hopefully this feeling will last until the next 24 hour news cycle begins.